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Trends in federal prosecutions on discriminatory lending

In recent years, federal regulators have brought a series of lawsuits against banks and other lenders for discriminatory lending, which violates the Fair Housing Act and the Equal Credit Opportunity Act. Many of these lawsuits claim that lenders discriminated against minority borrowers on the basis of race and point to lenders’ avoidance of minority neighborhoods and predatory loan rates.

The following article examines federal laws governing discriminatory lending, and sheds light on trends in recent prosecutions. Access the PDF to discover best practices for lenders to mitigate the risk of exposure to costly and time-consuming discriminatory lending lawsuits.

To access the PDF, click here: Mitigating Risk of Liability for Discriminatory Lending in the Wake of Inclusive Communities.